Income Investing for Low Income Workers

Someone once said to me, "The only difference between you and rich people is that they have all the money." That was a funny joke at the time but it's true. Wealthy people are no different from poor people. We all have to eat and breathe to live. Beyond that, wealthy people have made advantages …

Making Investing Mistakes Is Easy: How Do You Fix Them?

If you have ever put any money into the stock market you have probably made a mistake. I've executed sales at the worst possible times. I've bought the wrong fund or stock a couple of times. I forgot to check one stock's earnings call report before placing an order. You may easily get the impression …

If the Economy Is So Good Why Does It Feel So Bad?

America has almost fallen in love with the gig economy, but not quite. I think corporate America loves the low pay and longer hours of gig working more than the workers. Gig workers are not employees but they're not treated like independent vendors, either. If you work in the gig economy you learn quickly that …

Is Microinvesting a Good Way to Make Money?

If you don't know what "microinvesting" means, that's just a name for investing small amounts of money (under $10) at a time. Microinvesting is a lot like microloans. It reduces the world of finance to a level that is approachable by anyone. No matter how much you earn you can always microinvest. All you need …

Is Blogging An Easy Way to Make Money?

I don't make any money from this blog. I use it to share my thoughts on a whimsical basis. But as a freelance writer I do get paid to write. I make my living that way. I've been selling "work for hire" content on the Web for several years. It's no-name content that goes up …

Should You Accept a Flex Card from Your Employer?

If you're not familiar with flex cards you may be confused when your employer offers them to you. Flex cards are debit cards you contribute to through your payroll. You use them to cover over-the-counter medical expenses like co-pays on prescriptions and some OTC medicines. The money you contribute to a flex card and spend within …

Why You Should Never Pay for Checking Again

Commercial banks only exist for one reason: to make money for someone else. They are for-profit, investor-owned institutions. You need look no further than the Wells Fargo fake accounts scandal to see that it's all about the money for banks. In complete honesty banks also exist only because we use them. They offer services we …